Business loans come in many different forms and most of them require monthly payments. Some Unsecured Business Loans may require weekly or daily payments and some caveat loans may require interest only payments. Caveat loans can also be set up to capitalise all costs which requires total repayment of the loan at maturity. Regarding small business loans some lenders may also have fan application or orgination fee which can make the actual cost/rate of the loan higher than the interest rate given by the lender. Business Loan calculators can calculate your loan repayments and help provide the real cost of the loan with all fees included.